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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $21,276 |
Service code 27 · EIN 46-5061538 | Advisory (Plan) | $13,683 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $9,938 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,899 | $79,169+8.5% | $100,415-14.5% | $74,478+15.3% |
| Participation rate | 84.7% | 79.4%+5.3pp | 81.5%+3.2pp | 67.2%+17.5pp |
| Annual return | 27.10% | 20.51%+6.6pp | 49.47%-22.4pp | 1370.56%-1343.5pp |
| Employer contribution / active EE | $2,044 | $3,017-32.2% | $3,943-48.2% | $2,626-22.2% |
| Participant deferral / active EE | $13,074 | $7,751+68.7% | $8,091+61.6% | $4,350+200.5% |
| Admin fee / account holder | $312 | $1,337-76.7% | $7,906-96.1% | $1,946-84.0% |