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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,349 | $178,174+49.5% | $156,181+70.5% | $137,256+94.1% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 14.89% | 84.19%-69.3pp | 64.87%-50.0pp | 220.34%-205.4pp |
| Employer contribution / active EE | $3,057 | $4,972-38.5% | $4,294-28.8% | $4,156-26.5% |
| Participant deferral / active EE | $8,105 | $6,888+17.7% | $6,132+32.2% | $6,407+26.5% |
| Admin fee / account holder | $2,109 | $17,404-87.9% | $14,586-85.5% | $12,270-82.8% |