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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,065 | $160,040-79.3% | $147,096-77.5% | $145,877-77.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 70.29% | 98.49%-28.2pp | 419.75%-349.5pp | 551.28%-481.0pp |
| Employer contribution / active EE | $3,384 | $5,289-36.0% | $4,936-31.4% | $4,663-27.4% |
| Participant deferral / active EE | $8,271 | $8,429-1.9% | $8,071+2.5% | $6,691+23.6% |
| Admin fee / account holder | $1,346 | $15,050-91.1% | $13,005-89.7% | $13,402-90.0% |