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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,231 | $81,476-12.6% | $102,383-30.4% | $80,925-12.0% |
| Participation rate | 61.3% | 66.8%-5.6pp | 74.5%-13.2pp | 67.7%-6.4pp |
| Annual return | 11.11% | 25.59%-14.5pp | 24.94%-13.8pp | 35.65%-24.5pp |
| Employer contribution / active EE | $5,619 | $3,105+81.0% | $3,870+45.2% | $2,756+103.9% |
| Participant deferral / active EE | $2,355 | $3,871-39.2% | $5,060-53.5% | $4,299-45.2% |
| Admin fee / account holder | $2,256 | $6,717-66.4% | $8,391-73.1% | $6,940-67.5% |