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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,231 | $81,504-12.6% | $102,437-30.5% | $80,959-12.0% |
| Participation rate | 61.3% | 66.9%-5.6pp | 74.5%-13.2pp | 67.7%-6.4pp |
| Annual return | 11.11% | 25.60%-14.5pp | 24.95%-13.8pp | 35.67%-24.6pp |
| Employer contribution / active EE | $5,619 | $3,104+81.0% | $3,871+45.2% | $2,757+103.8% |
| Participant deferral / active EE | $2,355 | $3,871-39.2% | $5,060-53.5% | $4,300-45.2% |
| Admin fee / account holder | $2,256 | $6,719-66.4% | $8,388-73.1% | $6,925-67.4% |