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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,567 | $97,289+39.3% | $92,805+46.1% | $155,188-12.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 17.27% | 29.03%-11.8pp | 31.59%-14.3pp | 148.84%-131.6pp |
| Employer contribution / active EE | $2,387 | $3,632-34.3% | $3,424-30.3% | $4,248-43.8% |
| Participant deferral / active EE | $8,176 | $8,795-7.0% | $8,448-3.2% | $6,531+25.2% |
| Admin fee / account holder | $1,684 | $12,015-86.0% | $10,911-84.6% | $14,480-88.4% |