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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,507 | $86,949-10.9% | $102,460-24.4% | $80,959-4.3% |
| Participation rate | 81.0% | 72.4%+8.6pp | 76.5%+4.4pp | 67.7%+13.3pp |
| Annual return | 9.41% | 18.89%-9.5pp | 29.47%-20.1pp | 35.67%-26.3pp |
| Employer contribution / active EE | $3,583 | $2,370+51.2% | $3,025+18.5% | $2,757+30.0% |
| Participant deferral / active EE | $8,364 | $4,121+103.0% | $5,056+65.4% | $4,300+94.5% |
| Admin fee / account holder | $17,816 | $8,048+121.4% | $9,460+88.3% | $6,925+157.3% |