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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,507 | $86,922-10.8% | $102,438-24.3% | $80,874-4.2% |
| Participation rate | 81.0% | 72.4%+8.6pp | 76.5%+4.5pp | 67.6%+13.3pp |
| Annual return | 9.41% | 18.90%-9.5pp | 29.37%-20.0pp | 35.62%-26.2pp |
| Employer contribution / active EE | $3,583 | $2,369+51.2% | $3,024+18.5% | $2,756+30.0% |
| Participant deferral / active EE | $8,364 | $4,119+103.1% | $5,054+65.5% | $4,297+94.7% |
| Admin fee / account holder | $17,816 | $8,050+121.3% | $9,448+88.6% | $6,935+156.9% |