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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,931 | $89,259-69.8% | $107,187-74.9% | $82,637-67.4% |
| Participation rate | 64.0% | 67.9%-3.9pp | 75.0%-11.0pp | 68.1%-4.1pp |
| Annual return | 25.73% | 21.02%+4.7pp | 204.55%-178.8pp | 53.51%-27.8pp |
| Employer contribution / active EE | $1,219 | $3,080-60.4% | $3,782-67.8% | $2,552-52.2% |
| Participant deferral / active EE | $2,438 | $4,037-39.6% | $5,096-52.2% | $4,126-40.9% |
| Admin fee / account holder | $2,165 | $7,381-70.7% | $9,162-76.4% | $7,339-70.5% |