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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,655 | $45,126-49.8% | $85,187-73.4% | $74,459-69.6% |
| Participation rate | 70.3% | 49.4%+20.9pp | 67.5%+2.8pp | 67.2%+3.1pp |
| Annual return | 12.35% | 26.30%-14.0pp | 66.67%-54.3pp | 1369.70%-1357.4pp |
| Employer contribution / active EE | $443 | $1,460-69.7% | $2,732-83.8% | $2,626-83.1% |
| Participant deferral / active EE | $2,374 | $2,738-13.3% | $4,525-47.5% | $4,350-45.4% |
| Admin fee / account holder | $455 | $2,212-79.4% | $6,162-92.6% | $1,945-76.6% |