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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,655 | $45,043-49.7% | $85,063-73.4% | $74,400-69.6% |
| Participation rate | 70.3% | 49.4%+20.9pp | 67.5%+2.8pp | 67.2%+3.1pp |
| Annual return | 12.35% | 26.26%-13.9pp | 66.54%-54.2pp | 1367.51%-1355.2pp |
| Employer contribution / active EE | $443 | $1,458-69.6% | $2,727-83.8% | $2,624-83.1% |
| Participant deferral / active EE | $2,374 | $2,733-13.2% | $4,523-47.5% | $4,348-45.4% |
| Admin fee / account holder | $455 | $2,210-79.4% | $6,155-92.6% | $1,944-76.6% |