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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,137 | $102,429+69.0% | $147,096+17.7% | $80,925+113.9% |
| Participation rate | 64.8% | 75.9%-11.0pp | 82.2%-17.4pp | 67.7%-2.8pp |
| Annual return | 27.51% | 135.02%-107.5pp | 419.75%-392.2pp | 35.65%-8.1pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,378 | $6,649+11.0% | $8,071-8.6% | $4,299+71.6% |
| Admin fee / account holder | $5,248 | $7,957-34.0% | $13,005-59.6% | $6,940-24.4% |