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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,843 | $117,895-45.0% | $102,460-36.7% | $145,897-55.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.91% | 31.92%-17.0pp | 29.47%-14.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $3,165 | $3,619-12.5% | $3,025+4.6% | $4,663-32.1% |
| Participant deferral / active EE | $18,714 | $5,736+226.2% | $5,056+270.1% | $6,689+179.8% |
| Admin fee / account holder | $8,703 | $13,353-34.8% | $9,460-8.0% | $13,390-35.0% |