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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,843 | $117,859-45.0% | $102,438-36.7% | $145,959-55.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 14.91% | 31.72%-16.8pp | 29.37%-14.5pp | 561.95%-547.0pp |
| Employer contribution / active EE | $3,165 | $3,615-12.4% | $3,024+4.7% | $4,661-32.1% |
| Participant deferral / active EE | $18,714 | $5,732+226.5% | $5,054+270.3% | $6,689+179.8% |
| Admin fee / account holder | $8,703 | $13,318-34.7% | $9,448-7.9% | $13,398-35.0% |