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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,965 | $172,111+39.4% | $150,298+59.7% | $137,256+74.8% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 16.43% | 69.37%-52.9pp | 62.79%-46.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $2,026 | $4,636-56.3% | $4,154-51.2% | $4,156-51.3% |
| Participant deferral / active EE | $11,338 | $6,166+83.9% | $5,453+107.9% | $6,407+77.0% |
| Admin fee / account holder | $2,785 | $16,471-83.1% | $14,116-80.3% | $12,270-77.3% |