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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,821 | $183,592-11.3% | $155,574+4.7% | $145,877+11.6% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 15.10% | 61.37%-46.3pp | 64.87%-49.8pp | 551.28%-536.2pp |
| Employer contribution / active EE | $7,645 | $5,317+43.8% | $4,676+63.5% | $4,663+63.9% |
| Participant deferral / active EE | $11,246 | $6,466+73.9% | $5,629+99.8% | $6,691+68.1% |
| Admin fee / account holder | $5,065 | $19,316-73.8% | $15,914-68.2% | $13,402-62.2% |