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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,778 | $154,754+11.0% | $124,206+38.3% | $138,895+23.7% |
| Participation rate | 87.5% | 75.5%+12.0pp | 69.6%+17.9pp | 79.9%+7.6pp |
| Annual return | 12.18% | 709.28%-697.1pp | 515.27%-503.1pp | 145.39%-133.2pp |
| Employer contribution / active EE | $2,281 | $4,446-48.7% | $3,540-35.6% | $4,194-45.6% |
| Participant deferral / active EE | $4,944 | $4,621+7.0% | $3,968+24.6% | $6,396-22.7% |
| Admin fee / account holder | $456 | $6,690-93.2% | $5,929-92.3% | $12,562-96.4% |