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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,778 | $167,030+2.8% | $135,768+26.5% | $155,188+10.7% |
| Participation rate | 87.5% | 76.2%+11.3pp | 71.1%+16.4pp | 80.8%+6.7pp |
| Annual return | 12.18% | 678.39%-666.2pp | 526.10%-513.9pp | 148.84%-136.7pp |
| Employer contribution / active EE | $2,281 | $4,132-44.8% | $3,394-32.8% | $4,248-46.3% |
| Participant deferral / active EE | $4,944 | $4,528+9.2% | $3,977+24.3% | $6,531-24.3% |
| Admin fee / account holder | $456 | $8,172-94.4% | $7,048-93.5% | $14,480-96.9% |