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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,572 | $114,119+6.5% | $107,187+13.4% | $138,895-12.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.10% | 273.21%-260.1pp | 204.55%-191.4pp | 145.39%-132.3pp |
| Employer contribution / active EE | $3,432 | $4,059-15.4% | $3,782-9.3% | $4,194-18.2% |
| Participant deferral / active EE | $9,719 | $5,538+75.5% | $5,096+90.7% | $6,396+51.9% |
| Admin fee / account holder | $514 | $10,024-94.9% | $9,162-94.4% | $12,562-95.9% |