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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,942 | $76,564-15.2% | $105,582-38.5% | $94,015-30.9% |
| Participation rate | 25.0% | 65.2%-40.2pp | 71.8%-46.8pp | 70.8%-45.8pp |
| Annual return | 16.99% | 20.69%-3.7pp | 18.61%-1.6pp | 17.84%-0.9pp |
| Employer contribution / active EE | $457 | $1,995-77.1% | $2,984-84.7% | $2,790-83.6% |
| Participant deferral / active EE | $1,728 | $3,320-48.0% | $4,353-60.3% | $4,249-59.3% |
| Admin fee / account holder | $13,288 | $7,129+86.4% | $12,856+3.4% | $8,951+48.4% |