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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,942 | $69,444-6.5% | $92,985-30.2% | $87,485-25.8% |
| Participation rate | 25.0% | 63.3%-38.3pp | 69.5%-44.5pp | 68.9%-43.9pp |
| Annual return | 16.99% | 23.85%-6.9pp | 27.99%-11.0pp | 26.06%-9.1pp |
| Employer contribution / active EE | $457 | $1,917-76.2% | $2,662-82.8% | $2,596-82.4% |
| Participant deferral / active EE | $1,728 | $3,364-48.6% | $4,377-60.5% | $4,274-59.6% |
| Admin fee / account holder | $13,288 | $6,137+116.5% | $9,463+40.4% | $7,775+70.9% |