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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $666,028 | $126,113+428.1% | $116,096+473.7% | $155,188+329.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 13.23% | 391.72%-378.5pp | 326.25%-313.0pp | 148.84%-135.6pp |
| Employer contribution / active EE | $33,119 | $2,672+1139.7% | $2,503+1222.9% | $4,248+679.7% |
| Participant deferral / active EE | $25,555 | $4,162+514.0% | $3,952+546.6% | $6,531+291.3% |
| Admin fee / account holder | $4,208 | $8,045-47.7% | $7,704-45.4% | $14,480-70.9% |