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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,790 | $108,911+8.2% | $100,392+17.3% | $145,884-19.3% |
| Participation rate | 80.0% | 83.0%-3.0pp | 81.5%-1.5pp | 80.3%-0.3pp |
| Annual return | 11.27% | 58.23%-47.0pp | 49.45%-38.2pp | 551.85%-540.6pp |
| Employer contribution / active EE | $8,179 | $4,420+85.1% | $3,941+107.5% | $4,662+75.4% |
| Participant deferral / active EE | $7,962 | $8,459-5.9% | $8,090-1.6% | $6,690+19.0% |
| Admin fee / account holder | $23,051 | $9,698+137.7% | $7,904+191.6% | $13,392+72.1% |