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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,247 | $166,268+5.4% | $165,100+6.1% | $145,897+20.1% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 10.56% | 100.52%-90.0pp | 70.21%-59.7pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,458 | $5,284-72.4% | $4,348-66.5% | $4,663-68.7% |
| Participant deferral / active EE | $3,726 | $6,964-46.5% | $6,035-38.3% | $6,689-44.3% |
| Admin fee / account holder | $1,150 | $16,659-93.1% | $12,696-90.9% | $13,390-91.4% |