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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,052 | $56,060+201.6% | $76,002+122.4% | $80,874+109.0% |
| Participation rate | 100.0% | 62.0%+38.0pp | 69.1%+30.9pp | 67.6%+32.4pp |
| Annual return | 14.08% | 20.54%-6.5pp | 360.07%-346.0pp | 35.62%-21.5pp |
| Employer contribution / active EE | $4,564 | $1,873+143.6% | $2,688+69.8% | $2,756+65.6% |
| Participant deferral / active EE | $10,306 | $3,051+237.7% | $4,257+142.1% | $4,297+139.8% |
| Admin fee / account holder | $3,981 | $5,237-24.0% | $6,414-37.9% | $6,935-42.6% |