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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,052 | $55,902+202.4% | $76,030+122.3% | $80,959+108.8% |
| Participation rate | 100.0% | 62.1%+37.9pp | 69.1%+30.9pp | 67.7%+32.3pp |
| Annual return | 14.08% | 20.59%-6.5pp | 361.54%-347.5pp | 35.67%-21.6pp |
| Employer contribution / active EE | $4,564 | $1,867+144.5% | $2,688+69.8% | $2,757+65.5% |
| Participant deferral / active EE | $10,306 | $3,051+237.8% | $4,257+142.1% | $4,300+139.6% |
| Admin fee / account holder | $3,981 | $5,239-24.0% | $6,421-38.0% | $6,925-42.5% |