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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,214 | $83,908+11.1% | $68,509+36.1% | $125,389-25.7% |
| Participation rate | 88.2% | 78.2%+10.1pp | 74.7%+13.5pp | 83.2%+5.0pp |
| Annual return | -3.97% | 14.48%-18.4pp | 8.27%-12.2pp | 282.24%-286.2pp |
| Employer contribution / active EE | $7,205 | $3,031+137.7% | $2,278+216.3% | $4,866+48.1% |
| Participant deferral / active EE | $5,363 | $4,125+30.0% | $3,382+58.6% | $5,352+0.2% |
| Admin fee / account holder | $8,245 | $8,982-8.2% | $5,275+56.3% | $9,541-13.6% |