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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,671 | $68,097-38.8% | $62,929-33.8% | $137,256-69.6% |
| Participation rate | 60.0% | 77.4%-17.4pp | 73.1%-13.1pp | 80.0%-20.0pp |
| Annual return | 18.50% | 1859.11%-1840.6pp | 1063.93%-1045.4pp | 220.34%-201.8pp |
| Employer contribution / active EE | $3,776 | $2,811+34.3% | $2,505+50.8% | $4,156-9.1% |
| Participant deferral / active EE | $9,129 | $4,553+100.5% | $3,888+134.8% | $6,407+42.5% |
| Admin fee / account holder | $3,277 | $6,521-49.8% | $5,065-35.3% | $12,270-73.3% |