Retirement plan

CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. PROFIT SHARING 401(K) PLAN

Name: CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. - CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. PROFIT SHARING 401(K) PLAN (2025) Form 5500
Creator: CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. PROFIT SHARING 401(K) PLAN, CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C.

CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C.EIN 38-3008848Plan #001PY 2025

4433 BRYON CENTER AVE SW - GRAND RAPIDS, MI 49519616-363-7867cems-pc.comLinkedIn11-50 employeesmedical practice

Prospect flagsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$21.6M

+21.6% from 2024

Total participants

-3.3% from 2024

Average account balance

$744,717

+25.8% from 2024

Annual return

17.31%

+5.31 pp from 2024

Benchmarks

See 12,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort12,994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$745K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

116.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.09M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$43K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$15461

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2H2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$448K

$17934 / participant

Other / not subdivided$448K100.0%

% of EOY assets

2.076%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$744,717

$75,541+885.8%

$152,093+389.6%

$82,637+801.2%

Participation rate

100.0%

66.5%+33.5pp

77.8%+22.2pp

68.1%+31.9pp

Annual return

17.31%

32.56%-15.2pp

66.36%-49.0pp

53.51%-36.2pp

Employer contribution / active EE

$27,119

$2,622+934.2%

$4,175+549.6%

$2,552+962.6%

Participant deferral / active EE

$16,348

$3,206+410.0%

$5,451+199.9%

$4,126+296.2%

Admin fee / account holder

$15,461

$6,405+141.4%

$14,497+6.7%

$7,339+110.7%

CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CERTIFIED EMERGENCY MEDICINE SPECIALISTS, P.C. PROFIT SHARING 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion