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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,000 | $177,156-65.6% | $147,027-58.5% | $154,746-60.6% |
| Participation rate | 78.9% | 79.4%-0.4pp | 73.7%+5.2pp | 80.7%-1.8pp |
| Annual return | 36.20% | 21.94%+14.3pp | 20.23%+16.0pp | 172.34%-136.1pp |
| Employer contribution / active EE | $1,995 | $4,336-54.0% | $3,626-45.0% | $4,379-54.4% |
| Participant deferral / active EE | $2,765 | $5,797-52.3% | $4,933-44.0% | $6,730-58.9% |
| Admin fee / account holder | $1,516 | $14,904-89.8% | $12,223-87.6% | $14,365-89.4% |