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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,686 | $108,882+39.3% | $96,754+56.8% | $154,746-2.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 11.96% | 98.39%-86.4pp | 82.04%-70.1pp | 172.34%-160.4pp |
| Employer contribution / active EE | $8,135 | $3,018+169.5% | $2,679+203.7% | $4,379+85.8% |
| Participant deferral / active EE | $10,664 | $5,323+100.4% | $4,758+124.1% | $6,730+58.5% |
| Admin fee / account holder | $4,274 | $10,200-58.1% | $8,905-52.0% | $14,365-70.2% |