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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,905 | $100,139+18.7% | $85,187+39.6% | $145,884-18.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.26% | 84.15%-70.9pp | 66.67%-53.4pp | 551.85%-538.6pp |
| Employer contribution / active EE | $7,065 | $3,238+118.2% | $2,732+158.6% | $4,662+51.5% |
| Participant deferral / active EE | $8,304 | $5,296+56.8% | $4,525+83.5% | $6,690+24.1% |
| Admin fee / account holder | $6,989 | $7,262-3.8% | $6,162+13.4% | $13,392-47.8% |