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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,147 | $168,635-70.3% | $147,617-66.0% | $125,389-60.0% |
| Participation rate | 86.4% | 88.8%-2.4pp | 84.6%+1.7pp | 83.2%+3.2pp |
| Annual return | -6.01% | 77.65%-83.7pp | 61.98%-68.0pp | 282.24%-288.3pp |
| Employer contribution / active EE | $3,437 | $6,252-45.0% | $5,564-38.2% | $4,866-29.4% |
| Participant deferral / active EE | $2,599 | $5,507-52.8% | $4,895-46.9% | $5,352-51.4% |
| Admin fee / account holder | $2,829 | $13,580-79.2% | $11,612-75.6% | $9,541-70.3% |