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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,219 | $178,174+130.8% | $156,181+163.3% | $137,256+199.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 9.69% | 84.19%-74.5pp | 64.87%-55.2pp | 220.34%-210.7pp |
| Employer contribution / active EE | $1,507 | $4,972-69.7% | $4,294-64.9% | $4,156-63.8% |
| Participant deferral / active EE | $10,022 | $6,888+45.5% | $6,132+63.4% | $6,407+56.4% |
| Admin fee / account holder | $869 | $17,404-95.0% | $14,586-94.0% | $12,270-92.9% |