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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,050 | $97,550+20.0% | $120,344-2.7% | $87,485+33.8% |
| Participation rate | 56.8% | 72.8%-16.1pp | 76.7%-20.0pp | 68.9%-12.2pp |
| Annual return | 15.52% | 18.41%-2.9pp | 20.30%-4.8pp | 26.06%-10.5pp |
| Employer contribution / active EE | $1,049 | $2,291-54.2% | $3,020-65.3% | $2,596-59.6% |
| Participant deferral / active EE | $3,496 | $4,230-17.3% | $5,135-31.9% | $4,274-18.2% |
| Admin fee / account holder | $2,754 | $9,543-71.1% | $12,742-78.4% | $7,775-64.6% |