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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,424 | $90,691-59.8% | $76,119-52.1% | $145,884-75.0% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.1%+10.9pp | 80.3%-0.3pp |
| Annual return | 8.66% | 624.52%-615.9pp | 361.25%-352.6pp | 551.85%-543.2pp |
| Employer contribution / active EE | $5,444 | $3,329+63.5% | $2,693+102.2% | $4,662+16.8% |
| Participant deferral / active EE | $300 | $5,167-94.2% | $4,259-93.0% | $6,690-95.5% |
| Admin fee / account holder | $10,417 | $8,383+24.3% | $6,421+62.2% | $13,392-22.2% |