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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,686 | $59,440-21.5% | $78,004-40.1% | $82,637-43.5% |
| Participation rate | 67.6% | 62.8%+4.7pp | 69.4%-1.9pp | 68.1%-0.5pp |
| Annual return | 17.74% | 40.24%-22.5pp | 31.07%-13.3pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,999 | $1,750+14.2% | $2,469-19.0% | $2,552-21.7% |
| Participant deferral / active EE | $4,035 | $3,138+28.6% | $4,092-1.4% | $4,126-2.2% |
| Admin fee / account holder | $129 | $5,504-97.7% | $7,578-98.3% | $7,339-98.2% |