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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,216 | $95,453+67.8% | $112,040+43.0% | $82,448+94.3% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.5%+3.5pp | 68.1%+11.9pp |
| Annual return | 17.13% | 23.92%-6.8pp | 24.52%-7.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $2,380 | $2,318+2.7% | $2,954-19.4% | $2,551-6.7% |
| Participant deferral / active EE | $7,441 | $4,224+76.2% | $5,098+46.0% | $4,139+79.8% |
| Admin fee / account holder | $52,556 | $9,013+483.1% | $12,098+334.4% | $7,234+626.5% |