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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,725 | $110,379+11.2% | $102,412+19.8% | $145,884-15.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.40% | 24.84%-16.4pp | 24.94%-16.5pp | 551.85%-543.4pp |
| Employer contribution / active EE | $14,612 | $4,216+246.6% | $3,870+277.6% | $4,662+213.4% |
| Participant deferral / active EE | $7,126 | $5,622+26.8% | $5,060+40.8% | $6,690+6.5% |
| Admin fee / account holder | $1,448 | $9,745-85.1% | $8,388-82.7% | $13,392-89.2% |