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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,795 | $77,574-66.7% | $108,753-76.3% | $86,983-70.3% |
| Participation rate | 88.9% | 62.3%+26.6pp | 71.1%+17.8pp | 69.5%+19.3pp |
| Annual return | 17.68% | 18.42%-0.7pp | 37.47%-19.8pp | 25.83%-8.2pp |
| Employer contribution / active EE | $2,035 | $1,611+26.4% | $2,427-16.1% | $2,584-21.2% |
| Participant deferral / active EE | $3,224 | $3,128+3.1% | $4,115-21.6% | $4,194-23.1% |
| Admin fee / account holder | $3,776 | $6,529-42.2% | $10,320-63.4% | $7,856-51.9% |