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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,686 | $111,830+34.7% | $93,696+60.8% | $145,884+3.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.39% | 204.08%-196.7pp | 133.74%-126.4pp | 551.85%-544.5pp |
| Employer contribution / active EE | $11,400 | $3,093+268.6% | $2,422+370.7% | $4,662+144.5% |
| Participant deferral / active EE | $10,019 | $4,920+103.6% | $4,417+126.8% | $6,690+49.8% |
| Admin fee / account holder | $128,035 | $10,249+1149.3% | $8,287+1445.1% | $13,392+856.1% |