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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,597 | $86,949-30.3% | $102,460-40.9% | $80,959-25.2% |
| Participation rate | 94.1% | 72.4%+21.7pp | 76.5%+17.6pp | 67.7%+26.4pp |
| Annual return | 14.10% | 18.89%-4.8pp | 29.47%-15.4pp | 35.67%-21.6pp |
| Employer contribution / active EE | $1,698 | $2,370-28.3% | $3,025-43.9% | $2,757-38.4% |
| Participant deferral / active EE | $5,047 | $4,121+22.5% | $5,056-0.2% | $4,300+17.4% |
| Admin fee / account holder | $5,523 | $8,048-31.4% | $9,460-41.6% | $6,925-20.2% |