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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,972 | $111,830-50.8% | $93,696-41.3% | $145,884-62.3% |
| Participation rate | 69.6% | 74.2%-4.7pp | 68.7%+0.8pp | 80.3%-10.7pp |
| Annual return | 15.00% | 204.08%-189.1pp | 133.74%-118.7pp | 551.85%-536.8pp |
| Employer contribution / active EE | $1,338 | $3,093-56.7% | $2,422-44.8% | $4,662-71.3% |
| Participant deferral / active EE | $3,850 | $4,920-21.8% | $4,417-12.8% | $6,690-42.5% |
| Admin fee / account holder | $2,264 | $10,249-77.9% | $8,287-72.7% | $13,392-83.1% |