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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,612 | $185,312-35.5% | $161,489-25.9% | $154,746-22.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 16.51% | 103.84%-87.3pp | 89.72%-73.2pp | 172.34%-155.8pp |
| Employer contribution / active EE | $4,325 | $4,769-9.3% | $4,268+1.3% | $4,379-1.2% |
| Participant deferral / active EE | $13,333 | $6,350+110.0% | $5,630+136.8% | $6,730+98.1% |
| Admin fee / account holder | $1,656 | $18,654-91.1% | $16,006-89.7% | $14,365-88.5% |