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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,503 | $174,379-22.9% | $152,093-11.6% | $138,895-3.2% |
| Participation rate | 91.7% | 81.6%+10.0pp | 77.8%+13.9pp | 79.9%+11.7pp |
| Annual return | 10.31% | 74.86%-64.5pp | 66.36%-56.0pp | 145.39%-135.1pp |
| Employer contribution / active EE | $555 | $4,652-88.1% | $4,175-86.7% | $4,194-86.8% |
| Participant deferral / active EE | $1,747 | $6,159-71.6% | $5,451-68.0% | $6,396-72.7% |
| Admin fee / account holder | $18,930 | $16,880+12.1% | $14,497+30.6% | $12,562+50.7% |