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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,927 | $117,895+20.4% | $102,460+38.5% | $145,897-2.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.65% | 31.92%-16.3pp | 29.47%-13.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $2,373 | $3,619-34.4% | $3,025-21.6% | $4,663-49.1% |
| Participant deferral / active EE | $5,613 | $5,736-2.1% | $5,056+11.0% | $6,689-16.1% |
| Admin fee / account holder | $936 | $13,353-93.0% | $9,460-90.1% | $13,390-93.0% |