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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,134 | $171,492-43.4% | $150,734-35.6% | $198,609-51.1% |
| Participation rate | 73.3% | 81.4%-8.1pp | 78.4%-5.1pp | 82.4%-9.0pp |
| Annual return | 10.36% | 804.70%-794.3pp | 600.81%-590.4pp | 202.70%-192.3pp |
| Employer contribution / active EE | $6,608 | $5,470+20.8% | $4,918+34.4% | $5,055+30.7% |
| Participant deferral / active EE | $7,820 | $6,259+24.9% | $5,610+39.4% | $6,977+12.1% |
| Admin fee / account holder | $1,302 | $17,628-92.6% | $14,905-91.3% | $19,030-93.2% |