Retirement plan

H&S COMPANIES PC 401(K) PLAN

Name: H&S COMPANIES, P.C. - H&S COMPANIES PC 401(K) PLAN (2024) Form 5500
Creator: H&S COMPANIES, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, H&S COMPANIES PC 401(K) PLAN, H&S COMPANIES, P.C.

H&S COMPANIES, P.C.EIN 38-2563599Plan #001PY 2024

711 W MAIN ST - FREMONT, MI 49412231-924-6890

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8.6M

-24.9% from 2023

Total participants

122

+6.1% from 2023

Average account balance

$70,305

-29.2% from 2023

Annual return

10.11%

-3.92 pp from 2023

Benchmarks

See 246 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Cohort246 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

122

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.19M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.11%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$43144

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$5.3M

$53168 / participant

Other / not subdivided$5M100.0%

% of EOY assets

61.368%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,305

$179,901-60.9%

$147,096-52.2%

Participation rate

100.0%

77.2%+22.8pp

82.2%+17.8pp

Annual return

10.11%

11.75%-1.6pp

419.75%-409.6pp

Employer contribution / active EE

$3,088

$3,299-6.4%

$4,936-37.4%

Participant deferral / active EE

$8,965

$6,909+29.8%

$8,071+11.1%

Admin fee / account holder

$43,144

$27,572+56.5%

$13,005+231.7%

H&S COMPANIES PC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

H&S COMPANIES PC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion