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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,628 | $63,703+194.5% | $93,063+101.6% | $82,448+127.6% |
| Participation rate | 100.0% | 63.8%+36.2pp | 72.1%+27.9pp | 68.1%+31.9pp |
| Annual return | 11.69% | -775.43%+787.1pp | 34.15%-22.5pp | 41.64%-29.9pp |
| Employer contribution / active EE | $14,286 | $1,729+726.5% | $2,476+476.9% | $2,551+460.0% |
| Participant deferral / active EE | $0 | $2,919-100.0% | $3,958-100.0% | $4,139-100.0% |
| Admin fee / account holder | $57,755 | $5,982+865.5% | $6,033+857.3% | $7,234+698.3% |