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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,978 | $81,358+47.5% | $155,556-22.9% | $80,959+48.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.40% | 33.39%-24.0pp | 64.84%-55.4pp | 35.67%-26.3pp |
| Employer contribution / active EE | $6,830 | $3,106+119.9% | $4,675+46.1% | $2,757+147.7% |
| Participant deferral / active EE | $3,551 | $3,455+2.8% | $5,631-36.9% | $4,300-17.4% |
| Admin fee / account holder | $2,639 | $7,994-67.0% | $15,885-83.4% | $6,925-61.9% |