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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,978 | $81,233+47.7% | $155,567-22.9% | $80,874+48.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.40% | 33.33%-23.9pp | 64.74%-55.3pp | 35.62%-26.2pp |
| Employer contribution / active EE | $6,830 | $3,101+120.3% | $4,674+46.1% | $2,756+147.8% |
| Participant deferral / active EE | $3,551 | $3,452+2.9% | $5,628-36.9% | $4,297-17.4% |
| Admin fee / account holder | $2,639 | $7,998-67.0% | $15,916-83.4% | $6,935-62.0% |