Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,392 | $69,590-23.3% | $136,867-61.0% | $94,015-43.2% |
| Participation rate | 68.6% | 66.3%+2.3pp | 74.5%-6.0pp | 70.8%-2.2pp |
| Annual return | 9.42% | 19.62%-10.2pp | 42.97%-33.6pp | 17.84%-8.4pp |
| Employer contribution / active EE | $2,481 | $2,396+3.5% | $3,547-30.0% | $2,790-11.1% |
| Participant deferral / active EE | $4,795 | $3,437+39.5% | $4,924-2.6% | $4,249+12.8% |
| Admin fee / account holder | $17,510 | $8,912+96.5% | $10,340+69.3% | $8,951+95.6% |