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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,667 | $100,970-17.1% | $96,576-13.4% | $137,256-39.0% |
| Participation rate | 63.2% | 82.6%-19.5pp | 81.4%-18.3pp | 80.0%-16.8pp |
| Annual return | 14.15% | 38.16%-24.0pp | 38.47%-24.3pp | 220.34%-206.2pp |
| Employer contribution / active EE | $927 | $3,809-75.7% | $3,553-73.9% | $4,156-77.7% |
| Participant deferral / active EE | $6,178 | $8,286-25.4% | $7,956-22.3% | $6,407-3.6% |
| Admin fee / account holder | $7,234 | $11,312-36.0% | $11,381-36.4% | $12,270-41.0% |