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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,363 | $95,453-66.1% | $112,040-71.1% | $82,448-60.7% |
| Participation rate | 86.8% | 72.8%+14.0pp | 76.5%+10.3pp | 68.1%+18.7pp |
| Annual return | 16.50% | 23.92%-7.4pp | 24.52%-8.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $1,995 | $2,318-13.9% | $2,954-32.5% | $2,551-21.8% |
| Participant deferral / active EE | $3,940 | $4,224-6.7% | $5,098-22.7% | $4,139-4.8% |
| Admin fee / account holder | $1,976 | $9,013-78.1% | $12,098-83.7% | $7,234-72.7% |