Retirement plan

MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. 401(K) PLAN

Name: MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. - MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. 401(K) PLAN (2025) Form 5500
Creator: MIGHTY LUBE SYSTEMATIC LUBRICATION, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. 401(K) PLAN, MIGHTY LUBE SYSTEMATIC LUBRICATION, INC.

MIGHTY LUBE SYSTEMATIC LUBRICATION, INC.EIN 38-2430360Plan #001PY 2025

9569 W. 40TH ST. - FREMONT, MI 49412231-924-6160mightylube.comLinkedIn11-50 employeesmechanical or industrial engineering

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$4.5M

+18.0% from 2024

Total participants

-2.9% from 2024

Average account balance

$159,371

+26.5% from 2024

Annual return

13.39%

-0.72 pp from 2024

Benchmarks

See 1,337 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort1,337 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$159K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$180K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$148

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$4K

$138 / participant

Other / not subdivided$4K100.0%

% of EOY assets

0.093%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$159,371

$123,478+29.1%

$216,567-26.4%

$94,015+69.5%

Participation rate

80.0%

75.1%+4.9pp

81.6%-1.6pp

70.8%+9.2pp

Annual return

13.39%

23.61%-10.2pp

12.94%+0.4pp

17.84%-4.5pp

Employer contribution / active EE

$2,064

$3,136-34.2%

$5,216-60.4%

$2,790-26.0%

Participant deferral / active EE

$3,940

$4,556-13.5%

$6,191-36.3%

$4,249-7.3%

Admin fee / account holder

$148

$12,753-98.8%

$21,981-99.3%

$8,951-98.3%

MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MIGHTY LUBE SYSTEMATIC LUBRICATION, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion