Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,824 | $77,962+1.1% | $178,540-55.9% | $80,935-2.6% |
| Participation rate | 67.9% | 65.7%+2.2pp | 77.1%-9.3pp | 67.7%+0.2pp |
| Annual return | 9.11% | 18.10%-9.0pp | 27.15%-18.0pp | 35.66%-26.5pp |
| Employer contribution / active EE | $1,098 | $2,280-51.8% | $3,953-72.2% | $2,757-60.2% |
| Participant deferral / active EE | $4,586 | $4,404+4.1% | $6,281-27.0% | $4,299+6.7% |
| Admin fee / account holder | $1,121 | $7,156-84.3% | $10,424-89.2% | $6,924-83.8% |