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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,493 | $71,215+7.4% | $93,696-18.4% | $80,935-5.5% |
| Participation rate | 25.7% | 60.4%-34.7pp | 68.7%-43.0pp | 67.7%-42.0pp |
| Annual return | 11.73% | 11.27%+0.5pp | 133.74%-122.0pp | 35.66%-23.9pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,422-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,377 | $4,037-65.9% | $4,417-68.8% | $4,299-68.0% |
| Admin fee / account holder | $737 | $6,958-89.4% | $8,287-91.1% | $6,924-89.4% |