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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,127 | $57,140-14.0% | $85,240-42.4% | $80,959-39.3% |
| Participation rate | 57.1% | 56.4%+0.7pp | 67.5%-10.4pp | 67.7%-10.5pp |
| Annual return | 15.33% | 21.71%-6.4pp | 66.75%-51.4pp | 35.67%-20.3pp |
| Employer contribution / active EE | $2,193 | $1,802+21.7% | $2,735-19.8% | $2,757-20.5% |
| Participant deferral / active EE | $3,451 | $3,115+10.8% | $4,527-23.8% | $4,300-19.7% |
| Admin fee / account holder | $239 | $4,992-95.2% | $6,165-96.1% | $6,925-96.5% |