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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,246 | $71,215+28.1% | $93,696-2.6% | $80,935+12.7% |
| Participation rate | 80.0% | 60.4%+19.6pp | 68.7%+11.3pp | 67.7%+12.3pp |
| Annual return | 8.91% | 11.27%-2.4pp | 133.74%-124.8pp | 35.66%-26.8pp |
| Employer contribution / active EE | $1,313 | $1,565-16.1% | $2,422-45.8% | $2,757-52.4% |
| Participant deferral / active EE | $3,855 | $4,037-4.5% | $4,417-12.7% | $4,299-10.3% |
| Admin fee / account holder | $2,493 | $6,958-64.2% | $8,287-69.9% | $6,924-64.0% |