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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,298 | $115,225-33.8% | $100,712-24.2% | $138,895-45.1% |
| Participation rate | 91.7% | 74.3%+17.3pp | 69.3%+22.4pp | 79.9%+11.7pp |
| Annual return | 7.07% | 40.35%-33.3pp | 33.27%-26.2pp | 145.39%-138.3pp |
| Employer contribution / active EE | $1,894 | $2,771-31.7% | $2,313-18.1% | $4,194-54.8% |
| Participant deferral / active EE | $3,667 | $4,699-22.0% | $4,085-10.2% | $6,396-42.7% |
| Admin fee / account holder | $30,531 | $10,844+181.5% | $9,256+229.8% | $12,562+143.0% |