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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,694 | $78,690+148.7% | $161,489+21.2% | $87,485+123.7% |
| Participation rate | 84.1% | 67.5%+16.6pp | 78.7%+5.4pp | 68.9%+15.2pp |
| Annual return | 12.15% | 32.74%-20.6pp | 89.72%-77.6pp | 26.06%-13.9pp |
| Employer contribution / active EE | $555 | $2,588-78.6% | $4,268-87.0% | $2,596-78.6% |
| Participant deferral / active EE | $6,748 | $3,311+103.8% | $5,630+19.9% | $4,274+57.9% |
| Admin fee / account holder | $5,771 | $6,724-14.2% | $16,006-63.9% | $7,775-25.8% |