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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,694 | $76,407+156.1% | $150,298+30.2% | $82,448+137.4% |
| Participation rate | 84.1% | 66.4%+17.7pp | 77.8%+6.3pp | 68.1%+16.0pp |
| Annual return | 12.15% | 39.99%-27.8pp | 62.79%-50.6pp | 41.64%-29.5pp |
| Employer contribution / active EE | $555 | $2,614-78.8% | $4,154-86.6% | $2,551-78.3% |
| Participant deferral / active EE | $6,748 | $3,214+109.9% | $5,453+23.8% | $4,139+63.0% |
| Admin fee / account holder | $5,771 | $6,352-9.1% | $14,116-59.1% | $7,234-20.2% |